Terms & Conditions

Welcome to The Arc of Indiana Master Trust. By using this site (www.thearctrust.org) in any manner, including but not limited to visiting or browsing, you agree to be bound by these terms and conditions. Please read them carefully before using the site. The website is owned and operated by The Arc of Indiana.

License and Website Access

You are granted a limited, revocable license to access and make personal use of the website as our customer. However, you are not permitted to:

  • reproduce, duplicate, copy, sell or otherwise exploit the website or any image, page layout, page design, logo or other content for any commercial purpose, unless you identify the content and provide a link back to thearctrust.org.
  • use a robot, spider or data mining or extraction tool or process to monitor, extract or copy content from this website (except in the operation or use of internet “search engines,” hit counters or similar technology);
  • use any meta tags, search terms, key terms, or the like that contain the website’s name or trademarks used on the website;
  • engage in any activity that interferes with the website or another user’s ability to use the website;
  • modify, create derivative works from, reverse engineer, decompile or disassemble any technology used to provide the website and the services offered on the website; or
  • assist or encourage any third party in engaging in any activity prohibited by these Terms & Conditions.

Any use of the website or content that is not expressly authorized herein is prohibited and immediately terminates the license granted herein.

Comments

Visitors may submit comments, suggestions, communications and other information via our website “Contact Us” form or by email. You agree not to submit, transmit, or otherwise make available in any manner any content (i) that is unlawful, harmful, obscene, hateful, threatening, abusive, defamatory, harassing, libelous, invasive of another’s privacy, or is otherwise objectionable, (ii) that infringes the intellectual property rights of any party or (iii) which contains a chain letter or constitutes any form of commercial solicitation, political campaign, mass mailing, “spam” or software virus. You may not use a false e-mail address or otherwise provide information that would be misleading as to the origin of such content. We reserve the right to edit or remove any content that violates our Content Policy or that we find objectionable for any reason. You represent and warrant that you possess all necessary rights to use the content that you submit to the website and that use of such content does not violate our Content Policy. You agree to defend, indemnify, and hold us harmless from and against any and all claims arising out of or relating to any content that you submit to the website. By submitting content to the website, you automatically grant to us, or warrant that the owner of such content has expressly granted to us, a royalty-free, perpetual, irrevocable right and license to use your user name or the content in any manner that we deem appropriate, in our sole and exclusive discretion. We take no responsibility and assume no liability for any content posted by visitors to our website.

Refunds

Transactions on this website (www.thearctrust.org) are limited to making deposits to a trust account and making payments for fees on trust accounts. If you believe a mistake has been paid you may contact us via our website or by email to rectify the error. We will work to resolve any issues quickly.

Acceptance of Deposit

We reserve the right to refuse or cancel any deposit. In such event your sole recourse shall be the return of amounts paid by you related to such deposit (if any).

Sales Tax

Deposits to trust accounts and payments for services are not subject to sales tax.

Disclaimer

We are not liable for any financial damage that may occur because of non-timely arrival of a trust deposit or fee payment. This includes late charges and/or insufficient fund charges from the users bank.

Electronic Communications

You consent to receive communications from us by email. You agree that all agreements, notices, disclosures and other communications that we provide to you by email satisfy any legal requirement that such communications be in writing.

Your Account

If you use the website, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. We reserve the right to refuse service, terminate accounts, remove or edit content in our sole discretion.

Copyright

All Website Content is the property of The Arc of Indiana and is protected by international copyright laws. Deposits to trust accounts and payments do not provide the purchaser with any copyright interest or other intellectual property rights. All software used on the website is our property or the property of our software suppliers and is protected by international copyright laws.

Suggestions

Guests at our web site may submit suggestions, ideas, or questions, using the contact us form. By doing so, you acknowledge that we will be free to use, disclose, reproduce, modify, license, transfer and exploit any suggestions or ideas in any manner.

Limitation of Liability

We do not accept responsibility that the website, its servers, or email sent from the website is free of viruses or other harmful components. We will not be liable for any damages of any kind arising from the use of the website, including, but not limited to direct, indirect, incidental, punitive or consequential damages. Certain laws do not allow limitations as contained in this clause. If these laws apply, some or all of the above limitations may not apply to you and you might have additional rights.

Applicable Law

By visiting the website, you agree that the laws of the State of Indiana, without regard to principles of conflict of laws, will govern these Terms & Conditions and any dispute of any sort that might arise between you and us relating to the use of this website. Any dispute relating in any way to your visit to or use of the website shall be subject to the exclusive jurisdiction of the state or federal courts located in Marion County, Indianapolis, and you consent to exclusive jurisdiction and venue in such court.

Subject To Change Without Notice; Severability

We reserve the right to make changes to our site, policies, and these Terms of Use at any time and in our sole discretion; therefore, you should review our policies, terms, and conditions each time you visit the website. Your continued use of the website after we make any such changes constitutes your binding acceptance of those changes. If any of the terms or conditions herein shall be deemed invalid, void, or for any reason unenforceable, that term or condition shall be deemed severable and shall not affect the validity and enforceability of any remaining term or condition.

Effective January 1, 2013