Regardless of your age, or your child’s age or disability, planning for the future is important. The Arc Master Trust is our response to a need felt by many families who wonder what will happen to their loved one after they are gone, and to people with disabilities seeking a way to fund their own trust.
The Arc Master Trust includes two trust programs: Trust I Established in 1988, Trust I helps families provide for the financial future of their loved one without affecting eligibility for government benefits such as SSI, SSDI and Medicaid. Trust II
Established in 1995, Trust II allows people with disabilities to fund their own trust – often with funds received through an inheritance, back payment from social security, or a personal injury settlement – allowing them to maintain eligibility for government benefits.
Government programs are limited to basics like food, shelter, medical care, and home and community based supports through the Medicaid Waiver program. Funds invested in The Arc Master Trust pays for items not covered by government benefits.
Government benefits operate under regulations that must be understood and followed, or eligibility for benefits can be lost. Families and trust beneficiaries do not need to worry about learning and staying current with regulations. The Arc Master Trust staff has this expertise and handles all of the responsibilities of making the necessary reports to government agencies.
If you want to start a trust through your local bank, you may find the annual fees far higher than you can afford. For many families and individuals, The Arc Master Trust is an affordable option.
Melissa Justice has served as Trust Director since 2008 and has been with our parent organization, The Arc of Indiana, since 1995. Tom Ewbank, retired attorney, expert and leader in the field of trusts and co-founder of The Arc Master Trust, now serves the trust as a consultant. Learn more about The Arc Master Trust Staff.
Dennis Frick, Indiana Legal Services, Chairman
Tom Ewbank, Retired, Krieg DeVault
Joanne Orr, Indiana University School of Law
Safeguarding the assets of our trust beneficiaries is a primary concern of The Arc Master Trust. Trust funds are safely and securely on deposit with The National Bank of Indianapolis. Learn More.